do insurers require keyholding

Buried in your commercial insurance policy there may be a key holding condition you have never noticed — and breaching it could void your claim. This complete 2026 guide explains what UK insurers actually require for monitored alarm systems, the three common insurer positions on key holding, what BS 7984 compliance means, the risks of using an employee as key holder and how Pearl Security provides insurance-compliant key holding across Sheffield, Barnsley, Rotherham, Doncaster and Leeds.